Easy access savings accounts

Account type

Product name

Interest rate

Easy access

Beehive Money Limited Issue Easy Access Issue 2


Easy Access

Ulster Bank Loyalty Saver

5.20% (balances above £5,000)

Instant access

Metro Bank Instant Access Savings


Notice savings accounts

Account type

Product name

Interest rate

7-day notice savings account

Monument Bank 7 Day Notice Account


14-day notice savings account

RCI Bank E-Volve Savings 14 Day Notice Account Monthly


30-day notice savings account

FirstSave 30 Day Notice Account Monthly


35-day notice savings account

Monument Bank 35 Day Notice Account


60-day notice savings account

Monument Bank 60 Day Notice Account


90-day notice savings account

Oxbury Personal 90 Day Notice Account – Issue 10


95-day notice savings account

Hampshire Trust Bank 95 Day Notice Account Issue 14


120-day notice savings account

Shawbrook 120 Day Notice Personal Account Issue 54


180-day notice savings account

Oxbury Personal 180 Day Notice Account – Issue 15


200-day notice account

United Trust Bank 200 Day Notice Deposit (Issue 2)


Fixed-rate bonds

Account type

Product name

Interest rate

1-year fixed-term

Metro Bank Fixed Term Savings Account – 1 year


2-year fixed-term

Union Bank of India 2 Year Fixed Rate Deposit


3-year fixed-term

JN Bank 3 Year Fixed Rate


4-year fixed-term

JN Bank 4 Year Fixed Rate


5-year fixed-term

JN Bank 5 Year Fixed Rate Bond


Cash ISAs

Account type

Product name

Interest rate

Instant Access

Metro Bank Instant Access Cash ISA



Mansfield eSaver 180 Day Notice Cash ISA (1st Issue)


1-year fixed-term ISA

Metro Bank 1 Year Fixed Rate Cash ISA


2-year fixed-term ISA

UBL 2-Year Fixed Rate Cash ISA


3-year fixed-term ISA

The Nottingham Fixed Rate ISA Issue 157


Lucinda O’Brien, money.co.uk’s savings expert, encouraged to savers to take advantage of recent changes to ISA rules.

She explained: “After last week’s Autumn Statement revealed an ISA reform was coming in 2024, this tax-free savings account has been a hot topic of conversation.

“The good news is that ISAs will soon become a lot more flexible and savers will be able to chase the best rates easily.

“So, it’s a good idea to examine this savings account now and keep an eye on the rates before the changes in April.”

The savings expert went into detail about what this week’s savings interest rates mean for those looking bolster their finances.

Ms O’Brien added: “Currently, the top rate for an instant access cash ISA is 5.11 percent from Metro Bank, or if you prefer a fixed-rate ISA, Metro Bank is offering 5.71 percent for a one-year fixed.

“This provider is actually offering competitive rates across the board as Metro Bank also has the top rate for a one-year fixed-rate account at 5.80 percent.

“Its easy access account is also competitive at 5.22 percent. Unfortunately, the days of six percent rates have disappeared, but it’s still worth comparing saving accounts to find the best deal.”

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