Crypto currency and digital wallets concept background. CGI 3D render

da-kuk/E+ via Getty Images

By Andrew Almeida, CFA

Background

For the average person, the term “crypto” has become a catchall. It encompasses everything from non-fungible tokens (NFTs) to Layer 0s, Layer 1s, Layer 2s, staking protocols, permissioned blockchains, public chains, Web 2.5, Web 3.0, and beyond. I cringe whenever someone asks me if I

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